Buying Tips to Avoid with Credit Card Trap

Well, before you decide to buy on credit, follow these tips:

1. Know with certainty the amount of savings and your monthly cashflow. Reduce the amount of income with your monthly expenses. The remaining digits are your maximum capability to save or spend.

 2. For payments via credit card, make sure you will have the ability to pay the total bill in each month (not just the minimum bill rate).

 3. When the monthly payments that must be done beyond your financial capability, apply the discipline to only buy the items required in cash. That is, sometimes have to save and wait until your savings sufficient to purchase the required goods.

 4. Forcing yourself to buy goods on credit, whereas monthly installments exceed your ability to pay monthly, resulting in items purchased to be much more expensive than the original price, because the effect of interest and credit interest rates applied.
good luck....